Starting FIRE in My 40s and 50s vs. Waiting for 65
Is FIRE in your 40s actually worth it, compared to just waiting for 65 like everyone else? I didn’t plan […]
How Much Passive Income Is Actually “Enough”?
How much passive income is enough? For years I measured mine against a single number: if my dividends and rent
What The Millionaire Next Door Got Right About How I Actually Built Wealth
I came across The Millionaire Next Door years into my own saving journey, already well past my first S$100k. Reading
Lean FIRE vs Fat FIRE — And Why I Don’t Fit Neatly Into Either
If you’ve spent any time reading about financial independence, you’ve probably come across the labels — Lean FIRE, Fat FIRE,
How I Built My Investment Portfolio (Slowly, On Purpose)
People sometimes expect a portfolio story to come with a spreadsheet — every purchase, every year, laid out in sequence.
My First S$100k — And What It Actually Took to Get There
I hit my first S$100k in my late 20s. Not through investing — I didn’t touch the stock market until
Why Discipline Beat Motivation in My FIRE Journey
People sometimes ask what motivated me through 27 years of saving toward financial independence. The honest answer is a little
The Three Income Streams That Actually Fund My Financial Independence
People often ask what my “one” passive income source is, as if financial independence runs on a single pipe. It
The Moment I Realised Money Wasn’t the Goal — Options Were
I used to think the whole point of financial independence was the number. Hit the number, stop working, done. It
How I Worked Out What I Actually Needed for Financial Independence
For years, I assumed there was a formula everyone else already knew and I just hadn’t found yet. Multiply your