Why I Still Track My Spending After FIRE
People are sometimes surprised that I still track my spending after FIRE. I reached financial independence at 49. Yet every […]
Money & Mindset
“So what do you do all day?”
I’ve been asked that more times than I can count. For a long time, I had a whole speech ready.
The Fear of Running Out, Even After FIRE
I thought reaching FIRE would switch something off. The number would hit, and the fear of running out would just
The Money Belief I Built Before I Even Understood Money
Long before I understood compound interest, or even had a bank account of my own, I already had a belief
What The Millionaire Next Door Got Right About How I Actually Built Wealth
I came across The Millionaire Next Door years into my own saving journey, already well past my first S$100k. Reading
My First S$100k — And What It Actually Took to Get There
I hit my first S$100k in my late 20s. Not through investing — I didn’t touch the stock market until
The Moment I Realised Money Wasn’t the Goal — Options Were
I used to think the whole point of financial independence was the number. Hit the number, stop working, done. It
Why “Enough” Is the Hardest Number to Define
I still remember the exact spreadsheet cell where the numbers finally lined up. Years of tracking, saving, investing — and
The decision that changed my money mindset — long before I understood investing
I didn’t build my money mindset by studying markets. I built it by keeping a single promise to myself, over
FIRE and caregiving for elderly parents
The timing nobody plans for I spent decades working toward financial independence. Saving from 22, investing from 35, building rental